Routing/Transit (ABA) Number: 3020 7511 5 (See below for special wire-in routing number)

Wire Transfer

BCS Community Credit Union is part of the Federal Reserve System and can process domestic and international wire transfer services.

Please refer to our fee schedule to determine the applicable fees for these services.

Domestic Wire Transfers (outgoing)

Wire requests received by 2:00 p.m. Mountain time will be processed on the same business day. Requests received after the cut-off time will be processed on the next business day. We can accept wire transfer requests by phone of fax for limited amounts, and in person. However, we can not process your request until the information you provide has been verified.  Caution: Wire transfers are irreversible; be certain that the information below is accurate before visiting contacting us.

Be sure to have the following information available before calling:

  • Receiving credit union or bank name.
  • Receiving credit union or bank address and phone number.
  • Receiving credit union or bank ABA Number (Routing and Transit Number).
  • Beneficiary full name.
  • Beneficiary account number.
  • Beneficiary address and phone number.

International Wire Transfers
Foreign wire transfers are processed through ALLOYA Corporate Credit Union, our correspondent institution. The deadline for same-day international wire transfers is 11:00 a.m. Mountain time. The following information is required for international wire transfers:

  • The Credit Union or Bank SWIFT code.
  • Whether the funds are to be deposited in local currency or US Dollars.
  • Bank short name.
  • Receiving credit union or Bank name.
  • Receiving credit union or Bank address and phone number.
  • Beneficiary full name.
  • Beneficiary account number.
  • Beneficiary address and phone number.

Important Note: Financial institutions in other countries may not follow the same procedures as US banks, and can legally hold money transfers for varying reasons any length of time.

Incoming Wire Transfers

To receive wire transfer on your BCS Community Credit Union Checking or Savings account, you need to follow the following instructions:

To: ALLOYA Credit Union ~ Westminster, CO ABA: 307087399
Further Credit to: BCS Community Credit Union ~ Wheat Ridge, CO
Account #302075115
Final Credit: Member’s Name and Account Number
(Specify checking or savings)

For additional information, please contact a Member Services Representative at (303) 425-6627.


Western Union Transfer

Need to send cash fast? Western Union is a reliable, easy and fast way to send money. Most of the times, funds are available immediately after the transfer is executed by one of our Member Services Representative and can be picked up at any of the 170,000+ Western Union Agent locations.

The following information is required to send funds via Western Union:

  • Beneficiary’s full legal name.
  • City and Name where the funds will be picked up.

For additional information or to send cash now, please contact our office at (303) 425-6627.