VISA Debit Card
Your BCS Community Visa Debit Card makes it easy to access your checking account practically everywhere. No check writing means no need to carry a bulky checkbook. No need to show multiple forms of identification, and all the transaction details will be listed on your monthly statement and in It’sMe247 Online Banking.
The VISA symbol means you get the convenience of a credit card: Convenience, speed, and acceptance at millions of merchants worldwide, cash back at the point of sale, ATM access and a detailed monthly statement. But with your BCS Community Debit card, there’s no debt build up or interest charges, and no annual fee.
With Debit Card Round Up, save your change, every time you use your debit card
With the debit card round up feature, you can add to your savings account with every transaction.
How Round Up works: After the transaction is posted to your checking account, the round-up amount is transferred to a savings account of your choice, such as Regular Savings or Christmas Club. To set up Debit Card Round Up, just call or stop, and choose which savings account to grow.
If you are already a member and have a checking account, just call us to get your BCS Community VISA Debit Card, (303)425-6627.
VISA Credit Card
BCS Community Credit Union offers an outstanding Visa Card bargain to qualified members. with rates as low as 9.90% APR (Annual Percentage Rate).*
Uniquely Personalized for BCSCU Members
Our Visa Card is welcome around the world as a source of instant credit and financial clout… and your BCSCCU Visa Card is also personalized… with special, credit union advantages that help members make the most of this important financial tool.
ENJOY! The BCSCU Visa Card Features these great values…
- Low APR, on approved credit
- NO ANNUAL FEE!
- 25-day Interest-free Grace Period for Purchases
- Low Monthly Payments
- Credit Limits up to $20,000
Pay off Higher-Cost Cards
Save Money with BCS Community CU’s Visa Card.
If you have a department store or bank credit cards you’re probably paying finance rates as high as 24% APR, the high interest costs can add up quickly. Or, pay them off your high-interest cards with a cash advance on your BCSCU Visa Credit Card and you’ll repay at our LOWER rate for substantial interest savings.
Control your Finances
25-day Grace Period, Low Minimum Payment Amount Offer More Savings.
If you choose to repay the full amount of your Visa Card by the due date, you’ll benefit from no interest charges.** Or, if you want the flexibility of a lower payment from time to time, take advantage of your Visa Card’s low minimum payment amount.
**25-day grace period applies to purchases only, not to cash advances.
Share Secured VISA
Members who are too young to establish credit….or are rebuilding credit… will love our share secured Visa Credit Card. It helps any member who makes timely payments establish a good credit record. The program features:
- Low APR
- Up to $5,000 credit limit*
- No annual fee
- 25-day Grace Period for Purchases
- Low minimum payment
- Share deposits are held for 100% of the credit line granted
- On approved credit, based on ability to repay. Share-secured Visa is issued subject to approval.
If you have questions or would like service assistance, stop by or call us at (303) 425-6627.
Online Credit Card Access
To check your Visa Credit Card balance and payment due, or make a transfer payment from your BCSCU savings or checking account, log in to It’s Me 247 Online Banking. You can also access your credit card information, history and make payments online by registering at www.ezcardinfo.com.
BCS Community Credit Union is part of the STAR Surcharge-free ATM Network.
Need cash in a hurry? With your BCSCU Visa Debit Card you can access your accounts anytime, 24 hours a day, seven days a week.
Use your card to withdraw cash from your checking or savings account, transfer funds and check your balances anytime, day or night. And, you don’t have to worry about carrying around extra cash.
BCS Community CU’s card is easy to use and works at any STAR Surcharge Free ATM (and most other ATM networks).
As part of the STAR Surcharge Free ATM Network, BCS Community Credit Union Members enjoy surcharge-free access to thousands of ATMs nationwide. The STAR Network also provides access to millions PIN and ATM locations, enabling members to get cash and make purchases across the
country. To find out where your closest STAR Surcharge Free ATM is located, go to click on the ATM finder box above.
Out-of-network ATM transactions may be subject to surcharge fees.