Refinance your auto loan with us and save 1% or more off your previous rate, with no payments for 90 days.

Photo of group of three used auto

Do you have an auto loan with another lender?  Refinance it with us, and we’ll reduce your rate 1% APR (Annual Percentage Rate) or more, plus give you a payment vacation for up to 90 days.

With a lower rate, you could save a ton of interest, plus get lower monthly payments with local, friendly service from a non-profit credit union.  And with no payments for 90 days, you could use the savings for other things, like a real vacation, or a new 4K flat-screen TV.  Have you seen the picture on those things?

And it’s possible to save even more off your old rate, since our rates are among the lowest around.  Just apply online, in-person or call our loan application hotline (303-389-6440) to get started, then have your old loan contract handy so we know what rate to give you.

We’ll make it quick and easy, you won’t even have to leave your sofa since you can apply and sign from practically anywhere, in most cases.  Credit union membership is required, which needs just a $25 deposit into a savings account.

Apply for a Loan Online

With approved credit, restrictions apply.  New-money auto loans only (cars and light trucks). Must provide copy of original contract, and at least one payment must have been made.  BCSCU rate floor of 2.50% APR applies, limited time only. Subsidized rates, existing BCS Community Credit Union loans not eligible. This offer subject to change without notice.