BCS Community CU

Our History

BCS Community Credit Union was chartered in 1938 to serve the employees of the Colorado and Southern Railroad. Since then, the Credit Union has grown to have assets in excess of $25+ million and offers services ranging from checking and savings accounts, to personal and auto loans, home equity loans and more. BCS Community now serves Wheat Ridge, Colorado, and including residents and people working within the city limits, as well as other groups.

The Credit Union is managed by a professional staff under the supervision of a Board of Directors elected by the membership and Committees appointed by the board chairman. Check the other areas of this website for more information about the Credit Union’s operations and services.

Mission Statement

To empower members to help themselves to improve their lives by providing quality financial services and financial education.


To be the prominent, member-owned, not-for-profit, financial cooperative providing financial services to local railroaders and the community of Wheat Ridge.


  • Treat members and employees with respect and dignity
  • Focus on the best interests of the member
  • Operate with honesty and the highest ethical standards
  • Provide responsible lending solutions
  • Express a positive attitude, have fun, smile, and giggle
  • Show empathy; Be curious