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Quick Rates

Effective Date: Wednesday, October 26th, 2016
Loan TypeAs Low AsTerm
Home Equity LOC 4.00% 10+10 years
Auto Loan 2.25% 60 months
Line of Credit 6.25% Open

Click here to see all rates


The Online Payment Center is back in service.  Since loan account suffixes have changed, all users registered prior to June 1, 2016, MUST RE-REGISTER and choose a new username. 

Click here to register or login, then make your BCS loan payment using your non-BCS checking account, Visa, MasterCard, or Discover. For more loan payment options, check out the Loan Payment Option sheet.

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Use the equity in your home to get it done.

To help pay for major expenses, a BCSCU home equity line of credit could give you the flexibility to:

  • Get access to cash when you need
  • Pay for home improvements or similar major expenses
  • Consolidate higher-interest-rate debt

With a home equity line of credit (HELOC), you can borrow as much or as little as you need up to your pre-set limit. You'll have easy access to your money and only pay interest on the amount you withdraw and not the entire line amount. 

Plus, there are no out-of-pocket costs to you in most cases, and with our new 10/10 plan, you have 10 years to draw on the line of credit (payments are just 1% of the outstanding balance per month), and another 10 years for repayment only.

To learn more, call 303-425-6627 or apply online.

Home Equity Line of Credit Advantages:

  • Draw on your line of credit as needed up to the pre-set limit
  • Only pay interest on the balance and not the entire line amount
  • Interest is usually tax deductible

To get started, you may need these documents handy, along with additional information:

  • Personal information for everyone on the application
  • Income amounts from your job and other sources
  • Balance owed on current mortgage
  • An estimate of your property's market value
  • Account numbers for existing BCSCU members

Restrictions and conditions apply, on approved credit.

Co-op Shared Branch network allows us to be near by, practically everywhere.

Whether you're across town or across the country, you have access to your credit union account through the Co-op Shared Branch network.  All you need is your account number and photo ID to access your account in person, at participating credit union branches, nationwide.  To find the Shared Branch location nearest you, visit the Co-op Shared Branch location finder.


BCS Community is part of the STAR network. Please click here for additional information on Star or on the image below to find a STAR ATM close to you!



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