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Reminder: Consumers Should be on Alert for Fraudulent NCUA Text Messages

ALEXANDRIA, Va. (Sept. 6, 2016) – The National Credit Union Administration has received  consumer calls about suspicious text messages claiming to come from the agency.

The messages read: “National Credit Union Administration Alert for (recipient's phone number). Contact 844-234-5445.” Other fraudulent phone numbers to be alert for are 855-340-1398 and 844-906-0773. 

These texts are not communications from NCUA. The agency does not seek personal information through the internet or on the telephone.

Please contact NCUA's Consumer Assistance Center at 1-800-755-1030 between 8 a.m. and 5 p.m. Eastern if you receive one of these messages. NCUA also recommends contacting your credit union and local law enforcement as well. 

You may also contact the Internet Crime Complaint Center, a partnership between the Federal Bureau of Investigation and the National White Collar Crime Center.

NCUA operates an online Fraud Prevention Center that offers information about avoiding frauds and scams on its MyCreditUnion.gov website.

If you suspect you may have become a victim of identity theft because of this scam, you should immediately contact the three major credit bureaus and request a fraud alert be placed on your credit report: Equifax (888-766-0008), Experian (888-397-3742), and TransUnion (800-680-7289).


Quick Rates

Effective Date: Sunday, September 25th, 2016
Loan TypeAs Low AsTerm
Home Equity LOC 4.00% 10+10 years
Auto Loan 2.25% 60 months
Line of Credit 6.25% Open

Click here to see all rates


The Online Payment Center is back in service.  Since loan account suffixes have changed, all users registered prior to June 1, 2016, MUST RE-REGISTER and choose a new username. 

Click here to register or login, then make your BCS loan payment using your non-BCS checking account, Visa, MasterCard, or Discover.

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Use the equity in your home to get it done.

To help pay for major expenses, a BCSCU home equity line of credit could give you the flexibility to:

  • Get access to cash when you need
  • Pay for home improvements or similar major expenses
  • Consolidate higher-interest-rate debt

With a home equity line of credit (HELOC), you can borrow as much or as little as you need up to your pre-set limit. You'll have easy access to your money and only pay interest on the amount you withdraw and not the entire line amount. 

Plus, there are no out-of-pocket costs to you in most cases, and with our new 10/10 plan, you have 10 years to draw on the line of credit (payments are just 1% of the outstanding balance per month), and another 10 years for repayment only.

To learn more, call 303-425-6627 or apply online.

Home Equity Line of Credit Advantages:

  • Draw on your line of credit as needed up to the pre-set limit
  • Only pay interest on the balance and not the entire line amount
  • Interest is usually tax deductible

To get started, you may need these documents handy, along with additional information:

  • Personal information for everyone on the application
  • Income amounts from your job and other sources
  • Balance owed on current mortgage
  • An estimate of your property's market value
  • Account numbers for existing BCSCU members

Restrictions and conditions apply, on approved credit.

Co-op Shared Branch network allows us to be near by, practically everywhere.

Whether you're across town or across the country, you have access to your credit union account through the Co-op Shared Branch network.  All you need is your account number and photo ID to access your account in person, at participating credit union branches, nationwide.  To find the Shared Branch location nearest you, visit the Co-op Shared Branch location finder.


BCS Community is part of the STAR network. Please click here for additional information on Star or on the image below to find a STAR ATM close to you!



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