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The credit union is open, but the lobby is closed until further notice.  Click  for updates and to learn more.

Temporary drive-up hours are 10 am to 4 pm Mon-Fri.

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Credit Union Member Announcements


Your Wheat Ridge hometown credit union.

A non-profit cooperative credit union serving Wheat Ridge, Arvada, Edgewater, Lakewood, and Denver Residents.

We’re different than a bank because we’re a non-profit financial cooperative, owned & controlled by our member/depositors. Originally chartered in 1938 as a railroad credit union to serve the employees of the Colorado and Southern Railroad, BCS Community Credit Union has grown to also serve our community.

Loans and Account Services

BCSCU is a full-service financial institution with New and Used Auto, RV and Boat Loans, Personal Loans and Lines of Credit, Home Equity Loans, and Visa Credit & Visa Debit Cards, all at attractive rates.  Plus, Checking and Savings Accounts, Certificates of Deposit, Money Market, IRAs, Online & Mobile Banking and more with attractive rates and low, or no fees.

Who can join?

Most Colorado residents and railroaders can join… and If you live, work or worship in Wheat Ridge, Colorado; if you are an employee or retiree of BNSF Railroad, Union Pacific Railroad or AMTRAK; if you are a Colorado resident that becomes a member of Consumers United Association; and if you are a family member of a BCS Community Credit Union member; and other groups can join with just  $5 deposit in a Share Savings Account.

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