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Serving railroaders and the Wheat Ridge community since 1938, BCS Community Credit Union treats you like you own the place — because you do.
Our credit union is different than a bank. We are a non-profit financial cooperative, owned and controlled by our members and depositors. Originally chartered to serve the employees of the Colorado and Southern Railroad, our community credit union has grown to also serve the entire Wheat Ridge community and others.
As a member, you are an owner of BCS Community Credit Union.
Credit Union Member Announcements
Stinky Air Conditioning System? Here’s How You Fix It
Does your car smell like a dirty old sock when you turn on the air conditioner? Or maybe a musty, moldy old attic? If so, you’ve probably got some mold growing in your vehicle’s air conditioning system. Here’s how you fix the smell, and how you can keep it from coming back. First, Where Does This Smell Come From? When… Read more »
Read MoreSavings and Investment Rates Rising
After years of low rates for savings and investments due to governmental and market pressures, BCS Community Credit Union investment rates are rising. Again. Federally Insured CDs Certificates of Deposit are increasing, lead by the 5-year Jumbo CD with an Annual Percentage Yield of 2.84%, and a Special 15-month CD with an APY of 2.36% with just a $500 minimum… Read more »
Read MoreWHY YOU SHOULD BECOME A BCS COMMUNITY CREDIT UNION MEMBER
We treat you like you own the place. (Because you do.)
We’re different than a bank because we’re a non-profit financial cooperative, owned & controlled by our member/depositors. Originally chartered in 1938 as a railroad credit union to serve the employees of the Colorado and Southern Railroad, BCS Community Credit Union has grown to also serve our community.
Loans and Account Services
BCSCU is a full-service financial institution with New and Used Auto, RV and Boat Loans, Personal Loans and Lines of Credit, Home Equity Loans, and Visa Credit & Visa Debit Cards, all at attractive rates. Plus, Checking and Savings Accounts, Certificates of Deposit, Money Market, IRAs, Online & Mobile Banking and more with attractive rates and low, or no fees.
Who can join?
If you live, work or worship in Wheat Ridge, Colorado, are an employee or retiree of BNSF Railroad, Union Pacific Railroad or AMTRAK, plus any Colorado resident that becomes a member of Consumers United Association, and other groups can join with just $25 deposit in a Share Savings Account.
