BCS Community Credit Union – Local, non-profit, member-owned financial cooperative.

Become a credit union member

We treat you like you own the place. (Because you do.)

We’re different than a bank because we’re a non-profit financial cooperative, owned & controlled by our member/depositors. Originally chartered in 1937 to serve the employees of the Colorado and Southern Railroad, BCS Community Credit Union has grown to also serve our community.

Loans and Account Services

BCSCU is a full-service financial institution with New and Used Auto, RV and Boat Loans, Personal Loans and Lines of Credit, Home Equity Loans, and Visa Credit & Visa Debit Cards, all at attractive rates. Plus, Checking and Savings Accounts, Online & Mobile Banking and more with attractive rates and low, or no fees.

Who can join?

If you live, work or worship in Wheat Ridge, Colorado, are an employee or retiree of BNSF Railroad, Union Pacific Railroad or AMTRAK, plus any Colorado resident that is a member of Consumers United Association, and other groups can join with just $25 deposit in a Share Savings Account.

Join Now

What's New

Data Breach: Things you can do.

If you have concerns about the Equifax® data breach, please contact Equifax at 866-447-7559, or visit their website. What You Can Do Now Not everyone will be a victim of identity theft as a result of a breach, but keeping informed can help you mitigate risk when dealing with any data breach. When a breach does occur, you can take… Read more »

Cosigning a Loan? Read This First

Often, parents cosign for their sons or daughters who have adequate income but a lack of credit or employment history. By cosigning, parents help their children get the loan and establish credit in their own names. But many borrowers, be they the cosigner or the primary borrower (also known as the maker), don’t recognize the magnitude of the responsibilities borne by… Read more »