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NMLS# 420271

Home Equity Line of Credit (HELOC)

Use the equity in your home to get it ALL done.

To help pay for major expenses, a BCSCU home equity line of credit could give you the flexibility to:

  • Get access to cash when you need
  • Pay for home improvements or similar major expenses
  • Consolidate higher-interest-rate debt

With a home equity line of credit (HELOC), you can borrow as much or as little as you need up to your pre-set limit. You'll have easy access to your money and only pay interest on the amount you withdraw and not the entire line amount. 

Plus, there are no out-of-pocket costs to you in most cases, and with our new 10/10 plan, you have 10 years to draw on the line of credit (payments are just 1% of the outstanding balance per month), and another 10 years for repayment only.

To learn more, call 303-425-6627 or apply online.

Home Equity Line of Credit Advantages:

  • Draw on your line of credit as needed up to the pre-set limit
  • Only pay interest on the balance and not the entire line amount
  • Interest is usually tax deductible

To get started, you may need these documents handy, along with additional information:

  • Personal information for everyone on the application
  • Income amounts from your job and other sources
  • Balance owed on current mortgage
  • An estimate of your property's market value
  • Account numbers for existing BCSCU members

Restrictions and conditions apply, on approved credit.


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