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Rates

Your rate may vary due to credit score, term, collateral details, and other factors, with approved credit. All loan rates are Annual Percentage Rate (APR) and deposit rates are Annual Percentage Yield (APY).

Click for Loan Rates  •  Deposit Rates


Consumer Loans

Signature or Personal
Effective Date: Wednesday, April 26th, 2017
Credit limit varies according to each member's credit history.
TermBase Rate (APR)
0-12 month 7.50%
13-24 month 8.50%
25-48 month 9.50%
49-60 month 10.50%

Line of Credit
Effective Date: Wednesday, April 26th, 2017
Unsecured or Secured by auto
Base Rate (APR)LimitPaymentNotes
6.50% Varies by FICO score Payment varies according to balance. Variable Rate

Overdraft Protection
Effective Date: Wednesday, April 26th, 2017
Base Rate (APR)LimitPaymentNotes
13.20% Varies by FICO score Payment varies according to balance. Variable Rate

Vehicle Loans
Effective Date: Wednesday, April 26th, 2017
TypeBase Rate (APR)RateTermLTV

Models 2011-new

Varies by FICO score 2.25% 60 months (longer terms available) Up to 129%
The above vehicle rates reflect 60 months, autopay and other discounts, with approved credit. Longer terms available up to 84 months.

Recreational Vehicles
Effective Date: Wednesday, April 26th, 2017
Includes: Motor Homes, Travel Trailers, Camping Trailers, ATVs and Boats.
TermBase Rate (APR)CollateralLTV
up to 120 months 3.65% New or Used RV up to 110% of NADA value
up to 120 months 8.99% New or Used Boats Varies
up to 60 months 7.75% Off road Varies

Street Motorcycles
Effective Date: Wednesday, April 26th, 2017
New and Used
Rate (APR)TermLTV
5.65% up to 60 Months Varies
Base Rate adjusted by credit score, other factors.

Share Secured
Effective Date: Wednesday, April 26th, 2017
TermRate (APR)
84 months Call Min. rate 2.25% - or 2.75% above CD rate

VISA Credit Cards
Effective Date: Wednesday, April 26th, 2017
NameBase Rate (APR)NotesFee
VISA Classic as low as 9.90% Rate varies according to credit score No Annual Fee


Real Estate Loans

Home Equity Loans
Effective Date: Wednesday, April 26th, 2017
Rates adjusted by credit score
TermBase Rate (APR)
Home Equity Line of Credit 10+10 years

4.25%


Deposit Rates

Shares (Regular)
Effective Date: Wednesday, April 26th, 2017
BalancePeriodRateAPY*
$50.00-$749 Monthly   0.05%
$750.00-$29,999.99 Monthly   0.07%
over $30,000 Monthly   0.07%

Share Drafts
Effective Date: Wednesday, April 26th, 2017
BalancePeriodRateAPY*
$0-$500 Monthly   0.00%
$500.00-$2,499 Monthly   0.03%
$2,500-$4,999 Monthly   0.05%
over $5,000 Monthly   0.07%

Money Market
Effective Date: Wednesday, April 26th, 2017
Regular and IRA
BalancePeriodRateAPY*
$0-$2,500 Monthly   0.00%
$2,500.00-$9,999 Monthly   0.10%
$10,000-$24,999 Monthly   0.15%
$25,000-$49,999 Monthly   0.20%
$50,000-$100,000 Monthly   0.25%
over $100,000 Monthly   0.25%

Certificates
Effective Date: Wednesday, April 26th, 2017
Regular and IRA
BalancePeriodRateAPY*
$500.00 6 months   0.33%
$500.00 12 months   0.67%
$500.00 18 months   0.74%
$500.00 24 months   0.94%
$500.00 36 months   1.94%
$500.00 48 months   1.40%
$500.00 60 months   1.64%
Bump-Up feature available.

Special CDs
Effective Date: Wednesday, April 26th, 2017
Regular and IRA
BalancePeriodRateAPY*
$50,000.00 12 months   0.67%
$50,000.00 24 months   0.94%
$50,000.00 60 months   1.66%
Bump-Up feature available.



APR = Annual Percentage Rate
APY = Annual Percentage Yield
    

 

 


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