| Share Draft Accounts |
| Effective Date: September 1, 2008 |
| Type | Fee |
| Returned ACH/Share Draft |
$29.00 |
| Courtesy Pay |
$29.00 |
| Stop Payment Fee |
$29.00 |
| Draft/Check Copy |
$1.00 |
| Plastic Card Replacement Fee (1 free/year) |
$5.00 |
| Account Research Fee |
$15.00/hr |
| Deposited Item Returned Fee |
$20.00 |
| Duplicate Statement mail/fax |
$1.00 |
| Non-Instant Cash ATM Withdrawls |
$1.00 |
| ATM Withdrawals |
5 Free per month/$1.00 per each additional w/d |
| All Accounts |
| Effective Date: September 1, 2008 |
| Type | Fee |
| Wire Transfer Fee (Outgoing) |
$20.00 |
| Wire Transfer Fee (Incoming) |
$3.00 |
American Express Gift Cards
(any dollar value) |
$2.50 |
| Western Union Fee |
$25.00 |
| Garnishment Processing Fee |
$50.00 |
| Overnight Mail Fee |
$20.00 |
| Returned Mail Fee |
$2.50 |
| Money Order Fee |
$1.00 |
| Official Check Fee: Member |
$3.00 |
| Official Check Fee: Non-Member |
$7.00 |
| Stop Payment Official Check |
$20.00 |
| Official Check, Share Draft Copy |
$2.00 |
Dormant Account Fee
(after 48 months) |
$10.00/monthly |
Shared Branching Fee
(after 3 free transactions) |
$1.50/trans. |
Account Closure Fee
(within 90 days) |
$25.00 |
| Check Cashing Fee: $0-$50* |
FREE |
| Check Cashing Fee: $50.01-$250* |
$2.50 |
| Check Cashing Fee: $251-$500* |
$5.00 |
| Check Cashing Fee: $501-$1,000* |
$7.50 |
| Check Cashing Fee: over $1,000* |
$10.00 |
| *Only for Share balance less than $100 and no active share draft, certificates, or loan accounts. |
| Loan Accounts |
| Effective Date: September 1, 2008 |
| Type | Fee |
| Real Estate Payoff Schedule |
$25.00 |
| Extension Agreement |
$35.00 |
| Filing Fee (Vehicle Loans) |
$20.00 |
Credit Card Cash Advance
(except loan pmts) |
$2.50 |
| Over Credit Limit Fee (VISA) |
$29.00 |
Returned (NSF) Loan Payment -
Check or ACH |
$29.00 |
New Loan Document/
Consumer Loan Extensions |
$50.00 |
