Real Estate Loans

Buy a home, refinance your current mortgage, or tap the equity in your home. Whatever you want to do, BCS Community Credit Union a terrific real estate loan that will fit the bill exactly.

We offer you competitive fixed and adjustable rate mortgages on many types of loans so that you can pick the loan, terms, and financing that best suits your needs:

First Trust Deed - From 30-year fixed to 3-year ARMs.
Second Trust Deed - Designed for purposes like debt consolidation and college funding.
Refinances - Refinance for lower rates or payments.
Home Equity Line of Credit - Take advantage of our line of credit for unexpected needs.
Auto Equity - Finance your vehicle with the tax advantages of your home.

For more information on any of these loans or to apply, simply call BCS Community Credit Union at (303) 425-6627 or our mortgage center at (877) 862-2728.

First Trust Deed

Home Financing Made Easy. There's never been a better time to get a mortgage with BCS Community Credit Union. Not only are rates low, but also BCS eliminates many fees charged by commercial lenders.

By meeting with a loan officer first, you'll know how much house you can afford and what price range to shop in. We'll explain the features of different mortgages (fixed or adjustable-rate, for example) and help you decide which is better for you. We also can pre-qualify you for a mortgage, so you can feel more confident about getting the home of your dreams.

In addition to fast and professional service, at BCS Community Credit Union you'll find no hidden charges, no hassles and no surprises!

Now you can count on BCS Community Credit Union and our mortgage partner, Centennial Lending, to provide prompt, personal service for all your home financing needs.

When you are ready to apply for a mortgage, simply visit our office, or call us at (303)425-6627 or apply online for an instant approval at www.centennial-lending.com.

Second Trust Deed

Get competitive rates, fast turnaround and the credit union extra of personal service. We offer a full range of competitive programs with the convenience of automatic transfer available from Credit Union Checking or Savings account as a payment option. Want to see how much you qualify for? click here

HELOC

If you've been dreaming of fixing up your house or buying a new car, you can make it reality with a home equity loan or home equity line of credit. By using the equity in your home, you can:

Pay for a college education
Repair or make improvements to your house
Start your own business
Buy an automobile
Pay for medical expenses, emergencies, or big-ticket items

BCS Community Credit Union's new Home Equity Line of Credit offers the following benefits:

No annual fee
Generous limits up to 90% of the available equity on your home
No cash advance fees
No early payment penalty
No points
Access your home's equity only as you need it
Fast approval and loan processing
And remember, home equity loans and lines of credit usually are tax deductible. Ask a tax adviser if you qualify

Want to see how much you qualify for? click here