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VISA Debit Card

Paying with BCS Community CU's VISA Check Card is easy!

For most transactions with your debit card, you'll just need to present your card and sign the receipt.

No check writing means no need to carry a bulky checkbook. No need to show multiple forms of identification. Record keeping is easier. When you make a purchase or ATM transaction with you BCS Visa Debit card you'll receive a receipt. All the details will be listed on your monthly statement.

The VISA symbol means you get all of the advantages of a credit card: convenience, speed, and acceptance at more than 12 million merchants worldwide, and a detailed monthly statement. But with your BCS Community CU's Debit card, there's no debt build up or interest charges.

When paying with your Instant Cash & Check card at grocers, gas stations, and convenience stores, simply follow these steps:

  1. Look for the VISA sign. Any merchant displaying the VISA logo will accept your card as a way to pay.
  2. Ask to pay with VISA and present your card
  3. If you're using an electronic terminal at the check out counter and are prompted to choose a payment method, push the "CREDIT" button--NOT the "DEBIT" or "ATM" button.
  4. Sign your sales receipt. The transaction amount will be deducted from your checking account.

If you are already a member and have a checking account, just complete our secured, on-line application to obtain a BCS Community CU VISA Debit Card. For additional information, please visit our office or call us at (303)425-6627.

ATM Card-- BCS Community Credit Union is part of the STAR Surcharge-free ATM Network.

Financial Transactions at your Fingertips

The card that lets you access your funds when and where you need them.

Need cash in a hurry? Did you forget to make a deposit? With BCS Community CU's ATM Card you can access your accounts anytime, 24 hours a day, seven days a week.

You can use your ATM card to withdraw cash from your checking or savings account, transfer funds and check your balances anytime, day or night. And, you don't have to worry about carrying around extra cash. Your ATM card is a faster, easier and more convenient way to do your financial transactions.

BCS Community CU's card is easy to use and works at any STAR Surcharge Free ATM (and most other systems). Simply insert the card into the ATM slot, enter your Personal Identification Number (PIN), press "ENTER" and follow the instructions on the screen.

As part of the STAR Surcharge Free ATM Network, BCS Community Credit Union Members enjoy surcharge-free access to hundred of ATMs nationwide.  The STAR Network provides access to more than 2 million PIN and ATM locations, enabling members to get cash and make purchases across the
 country. To
 find out where your closest STAR Surcharge Free ATM is located, go to click on the link below:


However, if you choose to use an out-of-network ATM, your transaction may be subject to surcharge fees.

If you are already a member, just complete our secured, on-line application to obtain a BCS Community CU ATM Card. For additional information, please visit our office, or call us at (303)425-6627.

VISA Credit Card

Our VISA Credit Card is Head and Shoulders Above the Rest!

BCS Community Credit Union offers an outstanding Visa Card bargain to qualified members. with rates as low as 12.25% APR.*

Click here to apply for your BCS Community Credit Union Visa Credit Card.

Uniquely Personalized for BCSCCU Members
Our Visa Card is welcome around the world as a source of instant credit and financial clout... and your BCSCCU Visa Card is also personalized... with special, credit union advantages that help members make the most of this important financial tool.

ENJOY! The BCSCCU Visa Card Features these great values...

  • Low APR 
  • 25-day Grace Period for Purchases
  • Low Monthly Payments...
  • Credit Limits up to $15,000

A Reliable, All Purpose Financial Resource...
With so many benefits, your new Visa Card is ideal for hundreds of personal AND family credit needs. Don't wait any longer for this genuine credit value...

Pay off Higher-Cost Cards
Save Money with BCS Community CU's Visa Card.
If you have department store or bank credit cards you're probably paying finance rates as high as 19.8% APR... and these costs really add up over the year. But, if you pay them off with a cash advance on your BCSCCU Visa Card, you'll repay at our LOWER rate for substantial interest savings!

Control your Finances
25-day Grace Period, Low Minimum Payment Amount Offer More Savings...
If you choose to repay the full amount of your Visa Card by the due date, you'll benefit from no interest charges.* Or, if you want the flexibility of a lower payment from time to time, take advantage of your Visa Card's low minimum payment amount... These features help YOU control your finances.

*25-day grace period applies to purchases only, not to cash advances. WAC

Share Secured VISA
Members who are too young to establish credit....or are rebuilding credit... will love our new share secured visa card! It helps any member who makes timely payments establish a good credit record. the program features:

  • Low APR
  • Up to $5,000 credit limit
  • No annual fee
  • 25-day Grace Period for Purchases
  • Low minimum payment
  • Share deposits are held for 100% of the credit line granted

Click here to apply for your BCS Community Credit Union Share Secured Visa Card

*Based on ability to repay. Share-secured Visa is issued subject to approval.

If you have questions or would like service assistance, stop by the Credit Union or call us at (303) 425-6627

NEW !! - You can now access your credit card information and make payments online by registering at www.ezcardinfo.com .

In addition, we can now process your credit card payment at our office. You will receive immediate credit as long as we receive your payment by 1:00 pm.

Gift Cards

The BCSCU Gift Card.
Easy to Get. Even Easier to Give.

Looking for a great gift idea? BCSCCU Gift Cards are the easy and convenient choice that everyone loves. These prepaid American Express® Cards can be used at millions of merchants that accept American Express® credit cards. So, they make it easy for anyone on your list to choose what they want, when and where they want it.
BCSCCU customers can at our main branch, by phone and mail for only $2.50 each!

Additional features include:

  • Choose any amount from $25 up to $500.
  • Use it for birthdays, holidays, weddings, graduations - whenever!
  • Unlike store gift cards and gift certificates, you can use it almost anywhere (includes online and mail order purchases).
  • Gift Cards are safer than cash!. A lost or stolen Gift Card can be replaced if the account number is available.


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